Have you ever reached the end of the month and wondered where all your money went? Most of us have been there, trying to stretch a few notes until the next allowance or paycheck. It’s a common struggle, but one that often starts with something simple: not really understanding how to manage our money.
Financial literacy isn’t just about numbers or banking terms, it’s about learning the life skills that help us make smarter decisions every day. From knowing how to budget a meal plan to understanding the importance of saving, these small choices shape our independence and our confidence about the future.
Unfortunately, many young people grow up without proper guidance on money matters. Schools rarely teach it, and conversations about finances can sometimes feel uncomfortable or intimidating. As a result, we often learn through trial and error, sometimes the hard way.
That’s where our project came in. Through our financial literacy initiative, we wanted to spark awareness and remind young people that money management isn’t just for adults or business experts and that it’s for everyone. By sharing key insights and practical knowledge online, our goal was to help others take the first step toward being more financially aware and confident.
At the end of the day, small steps make a big difference. Tracking your spending, setting tiny savings goals, or even learning how to budget can completely change how you feel about money.
Because the truth is that financial independence begins with knowledge.
Penned by Rtr. Senaya Mahaliyana
International Services Avenue
Rotaract Club of Faculty of Law University of Colombo 